Saving faith is a gift from God through the power of the Holy Spirit and is the belief, on the basis of God’s authority, of whatever is revealed in His Word concerning Christ; accepting and resting upon Him alone for the forgiveness of sin, justification, and eternal life. It is accompanied by all other saving graces, and leads to a life of holiness (Rom. 3:27-28; 4:1-5; 4:17-25; 10:14, 17; Phil. 1:29; Eph. 2:8; Jas. 2:14-26).